Policyholders Compensation Fund

Policyholders Compensation Fund (PCF) is a statutory fund established under Kenya’s Insurance Act to protect eligible policyholders when an insurance company is unable to meet its financial obligations. The Fund provides compensation to policyholders and beneficiaries of insurers that have been placed under liquidation, subject to the applicable legal requirements and compensation limits. PCF works closely with the Insurance Regulatory Authority and other stakeholders to promote confidence and stability within Kenya’s insurance industry. Through its mandate, the Fund helps safeguard policyholders from losses arising from insurer failure while supporting the orderly resolution of distressed insurance companies. Its services contribute to consumer protection and a stable insurance sector in Kenya.